Does Klover do credit checks? Karla June 09, 2022 17:40 Updated We made things easy and do not check your credit score or credit history. Approvals are based on employment history, cash flow, and other factors. Please reference our requirements article. Related articles Is there a minimum cash amount required in my checking account to get started? Do you need my social security number? Who can open a Klover account? What personal information is needed to open a Klover account? How do I redeem my points? Comments 0 comments Article is closed for comments.