💡 What Do I Need to Qualify for a Klover Advance?
To be eligible for a Klover advance, you must meet the following requirements:
✅ Basic Eligibility Criteria
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3+ direct deposits in your checking account (within the last 60 days)
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All 3 deposits must be from the same employer
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Deposit frequency must be weekly or bi-weekly (7 or 14 days apart)
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Payroll names must match exactly on each deposit
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Paychecks must come from an employer, not apps like DailyPay, Earnin, Brigit, etc.
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Cash, transfers, or app deposits (Venmo, PayPal, CashApp) are not accepted as paychecks
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Your checking account must be active and in good standing for 90+ days
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Savings accounts are not eligible
👉 Keep in mind: eligibility and advance amounts can change daily based on your bank activity, and advances are available for a limited time.
📲 What Else Do I Need to Do?
To request an advance, you must complete your To-Do List in the app:
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✅ Link your bank account
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✅ Link your debit card
Even if you don’t fully meet the eligibility, you may still qualify for a $5 advance if your account has healthy transaction history.
🛑 Can Support Approve or Adjust My Advance?
No. All advance decisions are made automatically based on your financial data.
Our Support Team cannot approve, override, or manually issue an advance.
🔒 Important Reminders
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Eligibility is based on your individual financial profile
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Not all users will qualify for an advance
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Klover is only available in the U.S., and you must be physically located in the U.S. to use the app