By signing up for our Services, you agree to participate in our Points Program. Our Points Program provides participants with points in return for submitting certain information about your financial transaction. These points can then be utilized by participants to redeem a number of financial benefits, including cash advances, fee reduction, and cash outs.
The Personal Information we may share with Advertising Partners and Business Partners in connection with the Points Program include (as described in our Privacy Policy):
- Identifiers
- Payment Data
- Commercial Data
- Device/IP Data
- Web Analytics
- Consumer Demographic Data
- Professional or Employment-Related Data
- Geolocation Data
- Inferences Drawn From Other Personal Information Collected
- Other Identifying Information that You Voluntarily Choose to Provide
- Categories of Data Considered "Sensitive" Under the California Privacy Rights Act and the Virginia Consumer Data Protection Act
Some of the information we share may be aggregated and de-identified, which will not identify you.
Based on our good-faith estimate, the value of your Personal information to us is related to the value of the financial benefits provided to you (via our Points Program), less the expense related to our offering of those financial benefits.
🪙 How to Earn Points
You can earn points in the app by completing simple tasks. Here’s how:
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Watch Video Ads
✅ Earn points per ad (10–30 seconds)
🔁 Watch up to 50 ads per day -
Scan Receipts
✅ Earn points by scanning receipts that match your debit card transactions
❗ Not all receipts qualify -
Take Surveys
✅ Complete surveys from the Points Page
💡 Points vary by survey -
Link External Accounts
✅ Earn points by linking Target, Walgreens, Kroger, and more -
Complete Offers
✅ Browse the Offer Wall for new deals
🎯 Points vary by offer -
Play Games
✅ Access games from the Points tab
🎮 Earn points by completing in-game tasks
📌 Points Facts & Rules
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✅ No limit to how many points you can earn
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🔄 Points cannot be transferred to other users
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💸 Use points to pay delivery fees when requesting an advance
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⏳ Points-based advances are due 7 days after request, regardless of payday
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💳 Points-based advances are automatically repaid from your debit card or bank account
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🎁 Points manually added by Support appear as “Rewards”
❓ Why can't I redeem my points?
If you see points but can't redeem them, check the following:
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❌ Checking account and debit card not linked
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❌ No direct deposit data in your account
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❌ Less than 90 days of transaction history
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❌ Bank account inactive or not in good standing
📌 You must have a valid linked bank account so we can predict your repayment date.